A car accident settlement calculator estimates the total value of your personal injury claim following a vehicle collision. Car accident settlements typically include two categories: economic damages (medical bills, vehicle repair, lost wages, future medical costs) and non-economic damages (pain and suffering, emotional distress, loss of enjoyment of life).
What Factors Affect a Car Accident Settlement?
Car accident settlement values depend heavily on your state's fault rules, injury severity, the at-fault driver's insurance policy limits, and the quality of your medical documentation. States like California and New York use pure comparative fault rules. Texas and most other states use a modified comparative fault rule with a 51% bar.
How Are Car Accident Settlements Calculated?
Most car accident settlements are calculated using the multiplier method — your total economic damages are multiplied by a factor between 1.5 and 5 to arrive at a pain and suffering figure. Insurance companies use claims management software (most commonly Colossus) that applies multipliers based on injury type, treatment duration, and supporting medical records.
Estimate Pain & Suffering Now
While the full car accident settlement calculator is in development, use our Pain & Suffering Calculator to estimate your non-economic damages today.