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Pain & Suffering Calculator — Texas

Estimate your Texas personal injury damages using the multiplier or per diem method. Reflects Texas's Modified Comparative Fault (51% Bar) rules and 2-year statute of limitations.

Modified Comparative Fault (51% Bar)2-Year Statute of Limitations

Texas Personal Injury Law — Key Facts

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Modified Comparative Fault (51% Bar): Texas uses the 51% bar rule — if you are found 51% or more at fault, you recover nothing. If 50% or less at fault, your award is reduced proportionally.
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2-Year Filing Deadline: 2 years from the date of injury. Minors have until age 20 (2 years after turning 18) to file.
No Damage Cap: Texas does not cap non-economic damages for general personal injury cases.

Verify current laws with a licensed Texas personal injury attorney.

For informational purposes only. This calculator provides estimates — not legal advice. Results vary based on your specific circumstances, state law, and insurance. Consult a licensed personal injury attorney in Texas for guidance on your case.

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Enter Your Texas Damages Below

Enter your damages below to estimate your settlement

1Your Economic Damages

All medical expenses incurred so far

Future surgery, therapy, or ongoing care

Income lost during your recovery

If injury reduces future earning capacity


2Choose Calculation Method
Injury Severity2.5x multiplier

Moderate: Fractures or sprains, 3–12 months of treatment, near-full recovery

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Pain & Suffering Damages in Texas

In Texas, pain and suffering damages are classified as non-economic damages — compensation for physical pain, emotional distress, and diminished quality of life. Texas places no statutory cap on non-economic damages for general personal injury cases.

Texas uses the 51% bar rule — if you are found 51% or more at fault, you recover nothing. If 50% or less at fault, your award is reduced proportionally. If you are found more than 50% at fault, you will not be able to recover any damages under Texas law.

You have 2 years from the date of your injury to file a personal injury lawsuit in Texas. 2 years from the date of injury. Minors have until age 20 (2 years after turning 18) to file. Missing this deadline permanently bars your claim.

Texas Pain & Suffering — FAQs

What is Texas's 51% bar rule for personal injury?
Texas uses modified comparative fault with a 51% bar. If you are found 51% or more responsible for your own injury, you recover nothing. If you are 50% or less at fault, you can recover damages — but your award is reduced by your fault percentage. The jury assigns fault percentages to all parties.
Does Texas cap pain and suffering damages?
Texas does not cap non-economic damages for general personal injury cases such as car accidents or slip and falls. A cap of $250,000 applies to medical malpractice cases per healthcare provider. There is no cap on economic damages in any Texas personal injury case.
How long do I have to file a personal injury lawsuit in Texas?
Texas gives you 2 years from the date of the injury to file. Minors have until their 20th birthday. Claims against Texas government entities require formal notice within 6 months of the incident.
Does Texas require car insurance that covers pain and suffering?
Texas requires minimum liability coverage of 30/60/25. Texas is a fault state — you can sue the at-fault driver directly for all damages including pain and suffering. Uninsured/underinsured motorist (UM/UIM) coverage is offered but not mandatory.
Important Disclaimer

The settlement estimates produced by this calculator are for informational purposes only and do not constitute legal advice. The multiplier method and per diem method are commonly used formulas — but actual settlement values depend on factors this tool cannot assess: liability disputes, comparative fault findings, insurance policy limits, medical documentation quality, attorney negotiation, and applicable state law in Texas.

No attorney-client relationship is created by using this tool. Consult with a licensed personal injury attorney in Texas before making any decisions. Most attorneys offer free consultations and work on contingency.

Pain and suffering caps, fault rules, and statutes of limitations change. Always verify legal details with a qualified attorney or official state sources.

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Updated for 2025 state laws