Estimate what your injury claim could be worth

Which Calculator Should You Use?

All three tools share the same underlying settlement math, but each one answers a different question, and picking the wrong one will leave money out of your estimate.

Pain & Suffering is the general-purpose tool: use it any time you have medical bills, lost wages, and a physical injury but no vehicle involved — a slip and fall, a dog bite, a workplace injury outside the workers’ comp system, or any other personal injury claim. It calculates non-economic damages using the multiplier method or the per diem method, and adds them to your economic damages for a total estimate.

Car Accident is a wrapper around that same pain-and-suffering math, built specifically for collision claims. Use it instead of the general calculator whenever a vehicle is involved — it adds vehicle damage as a separate line item that’s included in your economic total but deliberately excluded from the pain-and-suffering multiplier base, and it lets you enter the at-fault driver’s insurance policy limit to see whether your estimate exceeds what their coverage can actually pay.

Workers Comp is a genuinely different system, not a variant of the other two. If you were hurt on the job, workers’ compensation is a no-fault system where pain and suffering generally isn’t recoverable at all — instead you receive wage-replacement and impairment-based benefits (TTD, PPD, or PTD) set by your state’s statutory schedule. Use this calculator, not the general one, for any workplace injury.

All three run entirely in your browser — nothing you type is sent to a server, stored, or sold, and none of them require an email address or signup to see a result. If your state isn’t one of the ones we’ve published a dedicated guide for, the general calculators still work: the underlying formulas aren’t state-specific, only the surrounding legal context (caps, fault rules, deadlines) is.